(973) 344-8660 Mon - Thurs: 9am - 3pm Fri: 9am -12pm


At ILA Local 1235 Federal Credit Union, meeting the financial needs of the members we serve is our most important objective. When you have a need for a loan, a full service credit union such as ours can provide loans for any worthwhile purpose.

Personal Loans

Loans for as little as $500, or as much as $10,000, are available for any worthwhile purpose. Convenient repayment terms are always set to meet your budget. $15,000 for members of 10 years and longer.

Auto Loans

Buying that new or used auto is quick and easy at your Credit Union. We have flexible repayment plans and will even pre-approve a loan amount, so you can shop like you have “cash in your pocket”.

New auto loan financing is available up to 100% of the sales price of the vehicle, (excluding sales tax, registration and insurance).

Used auto loan financing is available up to 80% of the NADA Retail Value of the vehicle. Used autos with less than 15,000 miles can qualify for lower rates and extended payment terms. Contact our consumer loan department for more information.

Recreational Vehicle Loans

We can provide financing for boats, snowmobiles, motor homes, campers and motorcycles. With 24 hour turn around time, you can be on your way!